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Muamalat finance director Hendiarto said the bank was still preparing the opening of the new Jeddah branch. “We are still trying to meet the requirements,” he added.

Hendiarto said Muamalat also planned to issue subordinated sukuk worth about Rp 800 billion ($93.6 million) to Rp 1.5 trillion to strengthen the company’s financing capacity. â€" JP

PT Bank Muamalat Indonesia Tbk booked IDR270 billion of gross profit throughout the year, rose 93.15% from the same period last year.

The growth of the earnings before tax was due to bigger margin income from its financing, said Director of Retail Banking Adrian A. Gunadi. Up to September, financing rose 45.24% to IDR20 trillion from IDR13.77 trillion.

Most of its financing was channeled to retailers by 65% or IDR13 trillion and the remaining was given to commercial and corporate clients. Consumer loan, particularly for property, dominated the portion followed by multifinance and cooperative.

"From the total IDR6.3 trillion consumer financing portfolio, IDR3 trillion was channeled to housing financing," Adrian said.

Bank Muamalat was established in 1991 by local and foreign investors. Islamic Development Bank owns 32.82% of the Islamic bank's share, Boubyan Bank Kuwait has 24.94%, Atwill Holdings Limited holds 17.95% and public trades the rest 5%.

Retail segment also motored the growing third party fund, which grew by IDR7.15 trillion to IDR21 trillion in total. The retail clients contributed IDR14 trillion of its third party fund.

"Saving and current account represented 50% of the total of retail’s third party fund. The rest 50% was in deposit,” Adrian detailed.


Nearly two decades after its birth, Bank Muamalat now provides services to over 2.5 million customers through a network of over 3000 outlets spread across all 33 provinces in Indonesia. The network is also supported by an alliance through more than 4000 online post office/SOPP, 32.000 ATM, as well as over 100.000 debit merchant across the country. Bank Muamalat is also the first and the only Indonesian bank running a full branch in Malaysia.

As we grow, we continuously strive to improve our infrastructures, as well as the quality of our human capital. To ensure our sustainable growth, we are seeking vigorous, brilliant, and dynamic talent who has the enthusiasm to grow with us as an officer by joining:


1. CUSTOMER CARE STAFF :
Male, maximum age 27 years old

• Minimum Diploma (D3)
• Having experience in banking industry especially in customer care or handling complaint at least on the last 3 years
• Good interpersonal skill, discipline, high initiative, able to work in a team as well as individually
• Good English communication skill
• Having knowledge about Syariah Banking is a plus

2. REMITTANCE OFFICER :
Male, maximum 35 years old

• Minimum S1 (Bachelor Degree)
• Experienced in banking industry min. 5 years, especially in Remittance Department
• Good English communication skill, managerial skill and interpersonal skills
• Good knowledge about the SOP of Remittance
• Able to work in a team as well as individually

3. FINANCIAL INSTITUTION FINANCING REVIEWER :
Male/female with maximum age 35 years old

• Candidate must possess at least a Bachelor's Degree (S1) in any field Preferably experienced in Banking Industry especially for corporate financing marketing or corporate financing reviewer/analyst (min. 5 years)
• Good knowledge of Syariah Banking
• Good English communication skill, managerial skill and interpersonal skills
• Able to work in a team as well as individually

4. TRADE FINANCE OFFICER :
Male, maximum 35 years old

• Candidate must possess at least a Bachelor's Degree (S1) in any field Exerienced,in banking industry at least for 5 years, especially in Export Import Dept. for 3 years.
• Good knowledge and understanding about SOP of Export-Import and it's report, the process and flow of work about trade finance
• Good English communication skill, managerial skill and interpersonal skills

5. Internal Relations Staff
Requirements :

• Male, Single maximum 25 years old
• Minimum Bachelor Degree (S1) majoring in Communications is preferred
• Friendly, Good looking, Good communication and Interpersonal skill
• High discipline, Self confident and High Initiative
• Travels and over time maybe necessary
• Creative and imaginative
• Able to operate Ms. Office, Adobe Photoshop, Coreldraw
• Fluent in English is preferable
• Experienced in Communications/Marketing staff function preferred
• Fresh graduate are encouraged to apply
• Will be placed in Head Office (Jakarta)

closing date: 28 January 2012

Send your Application to attach supporting documents:
CV, copy of last diploma education / Certificate of Graduation,
photo copy of ID card, passport photo 2 pieces 4x6 colored to:


Human Resources Division
PT. Bank Muamalat Indonesia, Tbk
Gedung Arthaloka Lt. 4
Jalan Jend. Sudirman Kav. 2, Jakarta 10220